ING

We compare 14 rate options across 3 home loans, 1 personal loan, 3 savings accounts, 2 term deposits and 2 credit cards from ING. Its lowest variable owner-occupied principal and interest rate on home loans is 6.29% p.a. (comparison 6.32% p.a.*), on the Mortgage Simplifier. ING last updated a product in its published data on 9 Oct 2026.

Registered name
ING BANK (Australia) Ltd
ABN
24 000 893 292
Checked against ING’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare ING Products

Each link opens ING’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

14 rate options across 3 home loans
Lowest variable rate, owner-occupied, principal & interest6.29% p.a.6.32% p.a. comparison rate*Mortgage Simplifier

Variable owner-occupied principal and interest rates on 2 of its 3 home loans run from 6.29% to 6.44% p.a., with comparison rates from 6.32% to 6.73% p.a. Of its 14 rate options, 10 are fixed and 4 variable.*

Products Mortgage Simplifier, Orange Advantage, Fixed Rate Loan

Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.

Personal Loans

1 personal loan
Lowest advertised rate6.19% to 19.99% p.a.7.03% to 20.78% p.a. comparison rate*ING Personal Loan

Its headline rate has not changed in the last 30 days.

Savings Accounts

3 savings accounts
Highest advertised rate5.74% p.a.Savings Maximiser

Advertised rates across its 3 savings accounts run from 3.15% to 5.74% p.a. Of those, 2 pay a bonus rate when conditions are met and 1 offers an introductory rate. Its average advertised rate is 4.65% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.

Products Savings Maximiser, Savings Accelerator, Savings Booster

All 3 of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.

Term Deposits

2 term deposits
Highest advertised rate5.35% p.a.Personal Term Deposits

Terms run from 90 days to 2 years. None of these headline rates has changed in the last 30 days.

Products Personal Term Deposits, Wholesale Term Deposit

These figures leave out 1 business term deposit. Show them

Credit Cards

2 credit cards
Lowest purchase rate12.99% p.a.Orange One Low Rate

Purchase rates across its 2 credit cards run from 12.99% to 16.99% p.a. None of these headline rates has changed in the last 30 days.

Products Orange One Low Rate, Orange One Rewards Platinum

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.