Each link opens Horizon Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest5.99% p.a.6.00% p.a. comparison rate*First Home Buyer Loan Variable owner-occupied principal and interest rates on 2 of its 11 home loans run from 5.99% to 6.74% p.a., with comparison rates from 6.00% to 6.97% p.a. Of its 11 rate options, 7 are fixed and 4 variable.*
Includes First Home Buyer Loan, Home Sweet Home Loan, 1 Year Fixed Home Loan, 1 Year Fixed Home Loan - Interest Only, 1 Year Fixed Residential Investment, 1 Year Fixed Residential Investment - Interest Only, 2 Year Fixed Home Loan, 2 Year Fixed Home Loan - Interest Only
Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.49% p.a.6.71% p.a. comparison rate*Green Car - New Advertised rates across its 4 car loans run from 6.49% to 8.24% p.a., with comparison rates from 6.71% to 8.46% p.a. Of those, 3 publish a fixed rate and 1 a variable rate. Its average advertised rate is 7.68% p.a. (comparison 7.90% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. 4 headline rates have risen in the last 30 days.*
Products Green Car - New, Green Car Loan - Used, Fixed Personal Car Loan, New/Used Car to 12mths
Lowest advertised rate6.79% p.a.7.00% p.a. comparison rate*Personal Saving Freeze Advertised rates across its 4 personal loans run from 6.79% to 9.99% p.a., with comparison rates from 7.00% to 10.13% p.a. Of those, 4 publish a variable rate. Its average advertised rate is 7.95% p.a. (comparison 8.78% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. 3 headline rates have risen in the last 30 days.*
Products Personal Mortgage Sec., Personal Saving Freeze, Green Personal Loan, Budget Personal Loan
Highest advertised rate3.00% p.a.Youth Reward Saver
Advertised rates across its 9 savings accounts run from 0.00% to 3.00% p.a. Of those, 2 pay a bonus rate when conditions are met and 1 offers an introductory rate. Its average advertised rate is 0.78% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Includes Super Savers, Youth Reward Saver, Reward Saver, Call Savings, Insurance Savings, Redisavings, Offset Savings
These figures leave out 2 business or SMSF savings accounts. Show them
All 7 of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.10% p.a.Term Deposit
Terms run from 1 month to 3 years. One headline rate has risen in the last 30 days.
Lowest purchase rate12.95% p.a.Visa Credit Card
It publishes a balance transfer or introductory rate. Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.