Each link opens Fire Service Credit Union’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.14% p.a.6.41% p.a. comparison rate*L25 Firefighter Package Variable owner-occupied principal and interest rates across its 3 home loans run from 6.14% to 6.69% p.a., with comparison rates from 6.35% to 6.70% p.a. Its average variable owner-occupied principal and interest rate is 6.39% p.a. (comparison 6.49% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products L25 Firefighter Package, L5 Mortgage Insured Home Loan, L26 Home Loan, L6 Investment Loan
All 3 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.49% p.a.6.83% p.a. comparison rate*L35 Chief Car Loan Advertised rates across its 2 car loans run from 6.49% to 7.95% p.a., with comparison rates from 6.83% to 8.29% p.a. Of those, 2 publish a variable rate. None of these headline rates has changed in the last 30 days.*
Products L35 Chief Car Loan, L34 Commander Car Loan
Lowest advertised rate8.95% p.a.10.31% p.a. comparison rate*L27 Secured Personal Loan Advertised rates across its 3 personal loans run from 8.95% to 13.90% p.a., with comparison rates from 10.31% to 17.91% p.a. Of those, 3 publish a variable rate. Its average advertised rate is 10.93% p.a. (comparison 14.50% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*
Products L27 Secured Personal Loan, L23 Rediloan, L21 Prime U/S Personal Loan
Highest advertised rate2.50% p.a.S7 Christmas Savings Account
Advertised rates across its 3 savings accounts run from 0.05% to 2.50% p.a. Its average advertised rate is 1.68% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products S7 Christmas Savings Account, S8 Savings Account, S1 On Call Savings
2 of its 3 savings accounts show no rate change since the RBA’s 29 Sep 2026 decision: S1 On Call Savings and S7 Christmas Savings Account.
Highest advertised rate4.60% p.a.I5 FTD 6 Months
Advertised rates across its 4 term deposits run from 4.50% to 4.60% p.a. Terms run from 1 month to 12 months. Its average advertised rate is 4.52% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 4 headline rates have risen in the last 30 days.
Products I5 FTD 6 Months, I1 Cheque A Month, I12 FTD 12 Months, I3 FTD 3 Months
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.