We compare 18 rate options across 10 home loans, 2 car loans, 2 personal loans, 6 savings accounts, 13 term deposits and 1 credit card from Defence Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.19% p.a. (comparison 6.19% p.a.*), on the DHOAS Premier Low Rate. Defence Bank last updated a product in its published data on 14 Oct 2026.
ABN
57 087 651 385
Checked against Defence Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Defence Bank Products
Each link opens Defence Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.19% p.a.6.19% p.a. comparison rate*DHOAS Premier Low Rate
Variable owner-occupied principal and interest rates on 7 of its 10 home loans run from 6.19% to 6.74% p.a., with comparison rates from 6.19% to 6.84% p.a. Of its 18 rate options, 10 are fixed and 8 variable. Its average variable owner-occupied principal and interest rate is 6.53% p.a. (comparison 6.57% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes DHOAS Premier Low Rate, Premier Low Rate, DHOAS Premier Home Loan, Premier Home Loan, Ultimate Essentials DHOAS Construction (OO), Ultimate Essentials DHOAS, Ultimate Essentials Variable, Premier Investor Home Loan
6 of its 7 variable home loans show no rate change since the RBA’s 29 Sep 2026 decision: DHOAS Premier Home Loan, DHOAS Premier Low Rate, Premier Home Loan, Premier Low Rate, Ultimate Essentials DHOAS Construction (OO) and Ultimate Essentials Variable.
Advertised rates across its 2 personal loans run from 9.09% to 13.99% p.a., with comparison rates from 10.06% to 14.93% p.a. Of those, 2 publish a variable rate. None of these headline rates has changed in the last 30 days.*
Advertised rates across its 6 savings accounts run from 5.20% to 5.75% p.a. Of those, 3 pay a bonus rate when conditions are met. Its average advertised rate is 5.33% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Salute Account, Cadet Saver, iSaver, Kids Club Savings, Teen Saver, Max E Saver
1 of its 6 savings accounts shows no rate change since the RBA’s 29 Sep 2026 decision: iSaver.
Advertised rates across its 13 term deposits run from 2.10% to 5.40% p.a. Terms run from 1 month to 2 years. Its average advertised rate is 4.61% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 10 headline rates have risen in the last 30 days.
Includes Term Deposit 10 month, Term Deposit 24 months, Term Deposit 12 months, Term Deposit 4 month, Term Deposit 11 month, Term Deposit 5 month, Term Deposit 6 months, Term Deposit 7 months
These figures leave out 9 business term deposits. Show them
It publishes a balance transfer or introductory rate. Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.