Each link opens Darling Downs Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.64% p.a.6.79% p.a. comparison rate*Essential Home Loan Variable owner-occupied principal and interest rates on 4 of its 23 home loans run from 6.64% to 8.40% p.a., with comparison rates from 6.79% to 8.45% p.a. Of its 23 rate options, 11 are fixed and 12 variable. Its average variable owner-occupied principal and interest rate is 7.60% p.a. (comparison 7.75% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes Essential Home Loan, Package Home Loans, Rural Lifestyle Loan, Classic Home Loan
All 4 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate8.49% p.a.9.19% p.a. comparison rate*Auto Loans Advertised rates across its 8 car loans run from 8.49% to 13.75% p.a., with comparison rates from 9.19% to 14.86% p.a. Of those, 4 publish a fixed rate and 4 a variable rate. Its average advertised rate is 10.67% p.a. (comparison 11.57% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. 8 headline rates have risen in the last 30 days.*
Lowest advertised rate11.10% p.a.14.81% p.a. comparison rate*Personal Loans Its headline rate has not changed in the last 30 days.
Highest advertised rate0.85% p.a.Education Saver
Advertised rates across its 4 savings accounts run from 0.15% to 0.85% p.a. Its average advertised rate is 0.61% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Education Saver, Smart Savers, Workings Savings, Gympie Savings
All 4 of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.40% p.a.Fixed Term Deposits
Advertised rates across its 56 term deposits run from 1.45% to 5.40% p.a. Terms run from 1 month to 2 years. Its average advertised rate is 3.54% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 56 headline rates have risen in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.