Credit Union SA

We compare 24 home loans, 10 personal loans, 2 savings accounts, 1 term deposit and 3 credit cards from Credit Union SA. Its lowest variable owner-occupied principal and interest rate on home loans is 6.29% p.a. (comparison 6.65% p.a.*), on the XL Home Loan Package. Credit Union SA last updated a product in its published data on 15 Oct 2026.

ABN
36 087 651 232
Checked against Credit Union SA’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare Credit Union SA Products

Each link opens Credit Union SA’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

24 home loans
Lowest variable rate, owner-occupied, principal & interest6.29% p.a.6.65% p.a. comparison rate*XL Home Loan Package

Variable owner-occupied principal and interest rates on 6 of its 24 home loans run from 6.29% to 7.49% p.a., with comparison rates from 6.65% to 7.59% p.a. Of its 24 rate options, 15 are fixed and 9 variable. Its average variable owner-occupied principal and interest rate is 6.82% p.a. (comparison 7.08% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*

Includes Variable Home Loan Package Specials, XL Home Loan Package, Variable Home Loan Package Principal and Interest, Discounted Variable Rate Home Loan Principal and Interest, Standard Variable Rate Home Loan Principal and Interest, 1-Year Fixed Home Loan Package Interest Only, 1-Year Fixed Home Loan Package Principal and Interest

All 6 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Personal Loans

10 personal loans
Lowest advertised rate6.14% to 7.49% p.a.6.14% to 7.84% p.a. comparison rate*Green Loan Secured

Advertised rates across its 10 personal loans run from 6.14% to 13.60% p.a., with comparison rates from 6.14% to 14.12% p.a. Of those, 8 publish a fixed rate and 2 a variable rate. Its average advertised rate is 9.00% p.a. (comparison 9.20% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. 8 headline rates have risen in the last 30 days.*

Includes Green Loan Secured, Education Community online-only Special Fixed Rate Personal Loan, Education Community Special Fixed Rate Personal Loan, Green Loan Unsecured, Online-only Special Fixed Rate Personal Loan, Special Fixed Rate Personal Loan, Education Community Fixed Rate Personal Loan, Fixed Rate Personal Loan

Savings Accounts

2 savings accounts
Highest advertised rate4.55% p.a.Children's Savings Account

Advertised rates across its 2 savings accounts run from 3.74% to 4.55% p.a. Of those, 2 pay a bonus rate when conditions are met.

Products Children's Savings Account, Bonus Savings Account

Both of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.

Source: Reserve Bank of Australia

See the Full List on the Rate Tracker

Credit Cards

3 credit cards
Lowest purchase rate11.49% p.a.Education Community Credit Card

Purchase rates across its 3 credit cards run from 11.49% to 11.99% p.a. Of those, 2 publish a balance transfer or introductory rate. Its average purchase rate is 11.66% p.a., against a market average of 17.59% p.a. across 196 credit cards from 59 providers. None of these headline rates has changed in the last 30 days.

Products Education Community Credit Card, Workplace Benefits Credit Card, Visa Credit Card

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.