Each link opens Community First Bank’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.15% p.a.6.20% p.a. comparison rate*Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) Variable owner-occupied principal and interest rates on 5 of its 23 home loans run from 6.15% to 6.79% p.a., with comparison rates from 6.20% to 6.96% p.a. Of its 23 rate options, 15 are fixed and 8 variable. Its average variable owner-occupied principal and interest rate is 6.45% p.a. (comparison 6.63% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest), BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest), Go Basic Variable Home Loan - Owner-occupied LVR 95% (Principal and Interest), BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest), Community Advantage Variable Owner Occupied (Principal and Interest), Boost Package Home Loan - 1 Year Fixed - Investment LVR 80% (Interest Only), BOOST PACKAGE HOME LOAN - 1 YEAR FIXED - INVESTMENT LVR 80% (Principal and Interest), Boost Package Home Loan - 1 Year Fixed - Investment LVR 95% (Interest Only)
All 5 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.79% p.a.7.84% p.a. comparison rate*Car Loan - Fixed Of those, 1 publishes a fixed rate and 1 a variable rate. None of these headline rates has changed in the last 30 days.
Products Car Loan - Fixed, Car Loan - Variable
Lowest advertised rate10.49% p.a.11.52% p.a. comparison rate*Personal Loan Of those, 1 publishes a fixed rate and 1 a variable rate. None of these headline rates has changed in the last 30 days.
Products Personal Loan, Personal Loan - Fixed
Highest advertised rate5.10% p.a.Santa Saver
Advertised rates across its 5 savings accounts run from 3.50% to 5.10% p.a. Of those, 1 pays a bonus rate when conditions are met. Its average advertised rate is 4.23% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products Santa Saver, Goal Saver, Online Saver, Wildlife Saver account, Package Offset Savings
These figures leave out 1 business savings account. Show them
1 of its 4 savings accounts shows no rate change since the RBA’s 29 Sep 2026 decision: Goal Saver.
Highest advertised rate5.60% p.a.12 Month Term Deposit Special
Advertised rates across its 11 term deposits run from 5.00% to 5.60% p.a. Terms run from 3 months to 3 years. Its average advertised rate is 5.25% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 10 headline rates have risen in the last 30 days.
Includes 12 Month Term Deposit Special, Term Deposits - 12 Months Interest on Maturity, Term Deposits - 6 to 11 Months Interest on Maturity, Term Deposits - 12 Months Interest Monthly, Term Deposits - 24 Months Interest on Maturity, Term Deposits - 6 to 11 Months Interest Monthly, Term Deposits - 24 Months Interest Monthly, Term Deposits - 36 Months Interest on Maturity
Lowest purchase rate9.99% p.a.Low Rate Credit Card
Of those, 2 publish a balance transfer or introductory rate. None of these headline rates has changed in the last 30 days.
Products Low Rate Credit Card, Nsa Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.