Each link opens Central West Credit Union’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.19% p.a.6.25% p.a. comparison rate*Premium Smart Home Loan Variable owner-occupied principal and interest rates on 3 of its 5 home loans run from 6.19% to 7.15% p.a., with comparison rates from 6.25% to 7.21% p.a. Of its 5 rate options, 2 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 6.74% p.a. (comparison 6.80% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Premium Smart Home Loan, Minimiser Home Loan, Smart Home Loan, Mortgage Equity Loan, Smart Fixed Rate Home Loan 1 year, Smart Fixed Rate Home Loan 2 year, Smart Fixed Rate Investment Home Loan 1 Year, Smart Fixed Rate Investment Home Loan 2 Years
All 3 of its variable home loans show no rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate7.60% p.a.7.82% p.a. comparison rate*Classic Car Loan - New Vehicle Advertised rates across its 2 car loans run from 7.60% to 7.70% p.a., with comparison rates from 7.82% to 7.92% p.a. Of those, 2 publish a variable rate. None of these headline rates has changed in the last 30 days.*
Products Classic Car Loan - New Vehicle, Classic Car Loan - Used Vehicle no more than 7 years old
Lowest advertised rate7.15% p.a.7.36% p.a. comparison rate*Set-Off Loan Advertised rates across its 3 personal loans run from 7.15% to 10.50% p.a., with comparison rates from 7.36% to 11.53% p.a. Of those, 3 publish a variable rate. Its average advertised rate is 9.05% p.a. (comparison 9.80% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*
Products Set-Off Loan, Premium Personal Loan, Personal Loan
Highest advertised rate2.15% p.a.S8 E Access Saver Account
Advertised rates across its 3 savings accounts run from 0.05% to 2.15% p.a. Its average advertised rate is 1.43% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products S8 E Access Saver Account, Investment Savings, S2 Budget Savings Account
All 3 of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.00% p.a.$5000+ (12m - 24m) I4
Advertised rates across its 8 term deposits run from 2.85% to 5.00% p.a. Terms run from 5 months to 2 years. Its average advertised rate is 3.75% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 6 headline rates have risen in the last 30 days.
Products $5000+ (12m - 24m) I4, $5000+ (12m - 24m) I15, $5000+ (18m - 24m) I17, $5000+ (6m to <12m) I3, $5000+ (3m to <6m) I6, $500+ (12m to 24m) I5, $500+ (3m to <6m) I8, 500+ (6m to <12m) I1
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.