We compare 8 rate options across 3 home loans, 1 car loan, 4 personal loans, 6 savings accounts and 20 term deposits from bankWAW. Its lowest variable owner-occupied principal and interest rate on home loans is 6.24% p.a. (comparison 6.29% p.a.*), on the Back to Basics Owner Occupied. bankWAW last updated a product in its published data on 14 Oct 2026.
ABN
48 087 651 787
Checked against bankWAW’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare bankWAW Products
Each link opens bankWAW’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.24% p.a.6.29% p.a. comparison rate*Back to Basics Owner Occupied
Variable owner-occupied principal and interest rates across its 3 home loans run from 6.24% to 7.24% p.a., with comparison rates from 6.29% to 7.29% p.a. Of its 8 rate options, 5 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 6.61% p.a. (comparison 6.65% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products Back to Basics Owner Occupied, Home Equity Loan Owner Occupied, Flexible Choice Owner Occupied, Back to Basics Investment, Flexible Choice Investment, Home Equity Loan Investment
All 3 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Advertised rates across its 4 personal loans run from 7.59% to 12.29% p.a., with comparison rates from 7.62% to 12.33% p.a. Of those, 4 publish a variable rate. Its average advertised rate is 8.99% p.a. (comparison 9.02% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. 4 headline rates have risen in the last 30 days.*
Products Personal Loan Secured, Small Green Loan, Personal Loan Secured Other, Personal Loan Unsecured
Advertised rates across its 6 savings accounts run from 2.90% to 5.05% p.a. Of those, 3 pay a bonus rate when conditions are met. Its average advertised rate is 3.71% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.
Products WAW Bonus Saver, Star Saver, WAW Youth Saver, WAW Christmas Saver, WAW Club Community Saver, WAW Everyday Saver
These figures leave out 2 business or SMSF savings accounts. Show them
All 6 of its savings accounts show no rate change since the RBA’s 29 Sep 2026 decision.
Advertised rates across its 20 term deposits run from 2.20% to 5.35% p.a. Terms run from 3 months to 2 years. Its average advertised rate is 3.66% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 2 headline rates have risen in the last 30 days.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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