Each link opens BankVic’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.18% p.a.6.18% p.a. comparison rate*Special Police Variable Home Loan Rate Variable owner-occupied principal and interest rates on 6 of its 11 home loans run from 6.18% to 6.39% p.a., with comparison rates from 6.18% to 6.39% p.a. Of its 11 rate options, 5 are fixed and 6 variable. Its average variable owner-occupied principal and interest rate is 6.30% p.a. (comparison 6.30% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Includes Special Police Variable Home Loan Rate, Home Loan Special Variable Rate, Police Variable Home Loan Rate, Offset Police Variable Rate Home Loan, Home Loan Variable Rate, Offset Variable Rate Home Loan, Fixed Rate Home Loan - 1 year, Fixed Rate Home Loan - 2 years
All 6 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate8.99% p.a.9.12% p.a. comparison rate*Car Loan Fixed 1-5 Years Its headline rate has not changed in the last 30 days.
Lowest advertised rate11.95% p.a.12.08% p.a. comparison rate*Personal Loan Variable Its headline rate has not changed in the last 30 days.
Highest advertised rate5.30% p.a.Bonus Saver
It pays a bonus rate when conditions are met.
These figures leave out 1 business or SMSF savings account. Show them
Its savings account has had a rate change since the RBA’s 29 Sep 2026 decision.
Highest advertised rate5.15% p.a.Term Deposit 9 Months
Advertised rates across its 17 term deposits run from 4.20% to 5.15% p.a. Terms run from 3 months to 5 years. Its average advertised rate is 4.81% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. None of these headline rates has changed in the last 30 days.
Includes Term Deposit 9 Months, Term Deposit 6 Months, Term Deposit 12 Months, Term Deposit 18 Months, Term Deposit 24 Months, Term Deposit 36 Months, Term Deposit 5 Months, 12 Month Regular Income
Lowest purchase rate13.95% p.a.Low Rate Visa Credit Card
Purchase rates across its 2 credit cards run from 13.95% to 18.95% p.a. Of those, 2 publish a balance transfer or introductory rate. None of these headline rates has changed in the last 30 days.
Products Low Rate Visa Credit Card, Qantas Credit Card
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.