We compare 20 rate options across 5 home loans, 2 personal loans, 1 term deposit and 1 credit card from Bank of us. Its lowest variable owner-occupied principal and interest rate on home loans is 6.24% p.a. (comparison 6.24% p.a.*), on the Topline Home Loan. Bank of us last updated a product in its published data on 15 Oct 2026.
ABN
32 087 652 088
Checked against Bank of us’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Bank of us Products
Each link opens Bank of us’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.24% p.a.6.24% p.a. comparison rate*Topline Home Loan
Of its 20 rate options, 15 are fixed and 5 variable.
Products Topline Home Loan, Flexichoice Home Loan, FlexiChoice Residential Investment Home Loan, Flexidiscount Home Guarantee Scheme Home Loan, Flexidiscount Home Loan, Line of Credit, Topline Res. Inv. Loan
Its variable home loan has had a rate change since the RBA’s 29 Sep 2026 decision.
Lowest advertised rate6.29% p.a.6.57% p.a. comparison rate*Residentially Secured Personal Loan
Advertised rates across its 2 personal loans run from 6.29% to 10.99% p.a., with comparison rates from 6.57% to 11.28% p.a. Of those, 2 publish a variable rate. None of these headline rates has changed in the last 30 days.*
Products Residentially Secured Personal Loan, Personal Loan
Its headline rate has not changed in the last 30 days.
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Warning: the comparison rates shown for personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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