We compare 5 rate options across 4 home loans, 1 savings account and 5 term deposits from Bank of Sydney. Its lowest variable owner-occupied principal and interest rate on home loans is 6.24% p.a. (comparison 6.28% p.a.*), on the BOS Basic Home Loan Owner Occupied. Bank of Sydney last updated a product in its published data on 16 Oct 2026.
ABN
44 093 488 629
Checked against Bank of Sydney’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Compare Bank of Sydney Products
Each link opens Bank of Sydney’s products in that category, shown with the same figures we use for the rest of the market.
Lowest variable rate, owner-occupied, principal & interest6.24% p.a.6.28% p.a. comparison rate*BOS Basic Home Loan Owner Occupied
Variable owner-occupied principal and interest rates on 3 of its 4 home loans run from 6.24% to 6.84% p.a., with comparison rates from 6.28% to 6.98% p.a. Of its 5 rate options, 2 are fixed and 3 variable. Its average variable owner-occupied principal and interest rate is 6.54% p.a. (comparison 6.65% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products BOS Basic Home Loan Owner Occupied, Expect More Home Loan Owner Occupied, Expect More Home Loan Investment, BOS Basic Investment Home Loan, Expect More Home Loan Investment - Fixed, Expect More Home Loan Owner Occupied - Fixed
Both of the variable home loans we could check have had a rate change since the RBA’s 29 Sep 2026 decision.
Advertised rates across its 5 term deposits run from 0.01% to 5.30% p.a. Terms run from 1 month to 13 months. Its average advertised rate is 1.15% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. None of these headline rates has changed in the last 30 days.
Products Term Deposit, USD Term Deposit, GBP Term Deposit, NZD Term Deposit, EUR Term Deposit
Comparison rate warning
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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