Australian Mutual Bank

We compare 24 rate options across 8 home loans, 3 car loans, 3 personal loans, 3 savings accounts, 3 term deposits and 1 credit card from Australian Mutual Bank. Its lowest variable owner-occupied principal and interest rate on home loans is 6.19% p.a. (comparison 6.25% p.a.*), on the Your Way Home Loan. Australian Mutual Bank last updated a product in its published data on 13 Oct 2026.

Registered name
Australian Mutual Bank LTD
ABN
30 087 650 459
Checked against Australian Mutual Bank’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026

Compare Australian Mutual Bank Products

Each link opens Australian Mutual Bank’s products in that category, shown with the same figures we use for the rest of the market.

Home Loans

24 rate options across 8 home loans
Lowest variable rate, owner-occupied, principal & interest6.19% p.a.6.25% p.a. comparison rate*Your Way Home Loan

Of its 24 rate options, 20 are fixed and 4 variable.

Products Your Way Home Loan, Your Way Plus Home Loan, Your Way Fixed Rate Home Loan, Your Way Fixed Rate Home Loan Investor, Your Way Fixed Rate Interest Only Home Loan, Your Way Fixed Rate Interest Only Home Loan Investor, Your Way Home Loan Investor, Your Way Interest Only Home Loan

Both of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.

Car Loans

3 car loans
Lowest advertised rate6.19% p.a.6.40% p.a. comparison rate*Fixed Rate Car Loan

Advertised rates across its 3 car loans run from 6.19% to 9.99% p.a., with comparison rates from 6.40% to 10.21% p.a. Of those, 1 publishes a fixed rate and 2 a variable rate. Its average advertised rate is 7.54% p.a. (comparison 7.69% p.a.), against a market average of 7.88% p.a. (comparison 8.49% p.a.) across 113 car loans from 54 providers. None of these headline rates has changed in the last 30 days.*

Products Fixed Rate Car Loan, Green Car Loan, Car Loan

Personal Loans

3 personal loans
Lowest advertised rate6.99% p.a.7.20% p.a. comparison rate*Fixed Rate All Purpose Personal Loan

Advertised rates across its 3 personal loans run from 6.99% to 11.99% p.a., with comparison rates from 7.10% to 12.14% p.a. Of those, 1 publishes a fixed rate and 2 a variable rate. Its average advertised rate is 8.69% p.a. (comparison 8.81% p.a.), against a market average of 9.39% p.a. (comparison 10.12% p.a.) across 186 personal loans from 72 providers. None of these headline rates has changed in the last 30 days.*

Products Fixed Rate All Purpose Personal Loan, Green Loan, All Purpose Personal Loan

Savings Accounts

3 savings accounts
Highest advertised rate5.50% p.a.Starter Saver account

Advertised rates across its 3 savings accounts run from 5.25% to 5.50% p.a. Of those, 1 pays a bonus rate when conditions are met. Its average advertised rate is 5.33% p.a., against a market average of 3.30% p.a. across 312 savings accounts from 85 providers.

Products Starter Saver account, Essential Saver account, Momentum Saver account

These figures leave out 1 business savings account. Show them

All 3 of its savings accounts have had a rate change since the RBA’s 29 Sep 2026 decision.

Term Deposits

3 term deposits
Highest advertised rate5.40% p.a.Term Deposit for Edvest Members

Advertised rates across its 3 term deposits run from 5.35% to 5.40% p.a. Terms run from 3 months to 3 years. Its average advertised rate is 5.37% p.a., against a market average of 4.13% p.a. across 647 term deposits from 85 providers. 3 headline rates have risen in the last 30 days.

Products Term Deposit for Edvest Members, Term Deposit, Term Deposit for Customers

Comparison rate warning

*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Warning: the comparison rates shown for car loans and personal loans are calculated by each lender on its own standard example, usually a $30,000 loan over 5 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions or credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.