We compare 23 rate options across 4 home loans from AMP. Its lowest variable owner-occupied principal and interest rate on home loans is 6.24% p.a. (comparison 6.27% p.a.*), on the AMP Essential Home Loan. AMP last updated a product in its published data on 16 Oct 2026.
ABN
15 081 596 009
Checked against AMP’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
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Lowest variable rate, owner-occupied, principal & interest6.24% p.a.6.27% p.a. comparison rate*AMP Essential Home Loan
Variable owner-occupied principal and interest rates across its 4 home loans run from 6.24% to 8.20% p.a., with comparison rates from 6.27% to 8.26% p.a. Of its 23 rate options, 16 are fixed and 7 variable. Its average variable owner-occupied principal and interest rate is 6.84% p.a. (comparison 6.96% p.a.), against a market average of 6.85% p.a. (comparison 6.97% p.a.) across 389 home loans from 101 providers.*
Products AMP Essential Home Loan, AMP First Home Loan, Professional Package, Land Loan, Equity Flex
These figures leave out 1 business or SMSF home loan. Show them
All 4 of its variable home loans have had a rate change since the RBA’s 29 Sep 2026 decision.
*Warning: the comparison rates shown for home loans are calculated by each lender on its own standard example, usually a $150,000 loan over 25 years. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
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