American Express Credit Cards

Compare 13 American Express credit cards alongside the rest of the market, with the American Express filter already applied. Purchase rates from 10.99% p.a.

Rates checked against every provider’s own published dataWe show all of the product information we are able to access. For banking products that is each provider’s public Consumer Data Right (CDR) Product Reference Data endpoints, published under the Consumer Data Standards (CDS) maintained by the Data Standards Body. Where a provider does not publish a field, or a row is an editorial selection, we say so. on 19 Oct 2026
Written by Joshua PevyReviewed by Jordan PearceLast updated 19 Oct 2026How We Rank This PageEditorial StandardsOur Writers

Comparing 13 products

14 business products hidden from this list.

ProductAnnual feeInterest-free daysCash advance rateActions
American ExpressPurchase rate10.99%Annual fee$0Interest-free daysUp to 55 daysCash advance rate—

Save with no annual Card fee and our lowest interest rate on purchases.

American ExpressPurchase rate23.99%Annual fee$440Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

The American Express Velocity Platinum Card has a suite of airline benefits including a complimentary domestic return flight on VA each year, travel insurance and earn Velocity Points with every…

American ExpressPurchase rate23.99%Annual fee$450Interest-free daysUp to 44 daysCash advance rate—Features: Rewards

The Qantas American Express Ultimate Card comes with excellent benefits. Receive a Qantas Travel Credit every year, enjoy airport lounge access, complimentary travel insurance and earn Qantas Points…

American ExpressPurchase rate23.99%Annual fee$249Interest-free daysUp to 44 daysCash advance rate—Features: Rewards

The Qantas American Express Premium Card comes with excellent benefits. Enjoy airport lounge access, complimentary Qantas Wine Premium Membership, complimentary travel insurance and earn Qantas…

American ExpressPurchase rate23.99%Annual fee$95Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

The American Express Velocity Escape Plus Card offers Velocity Points for every dollar spent.

American ExpressPurchase rate23.99%Annual fee$395Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

Turn everyday spend into extraordinary adventures with your new travel companion.

American ExpressPurchase rate23.99%Annual fee$0Interest-free daysUp to 44 daysCash advance rate—Features: Rewards

The Qantas American Express Discovery Card has no annual fee and offers Qantas Points for every dollar spent.

American ExpressPurchase rate23.99%Annual fee$195Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

Earn higher rewards on everyday spending at select supermarkets and petrol stations.

American ExpressPurchase rate23.99%Annual fee$395Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

The American Express Platinum Reserve Credit Card is the ideal companion to your Charge Card, giving you the flexibility of a Credit Card, complimentary Travel Insurance and Membership Rewards points.

American ExpressPurchase rate23.99%Annual fee$0Interest-free daysUp to 55 daysCash advance rate—Features: Rewards

Expect extra with the American Express Essential Rewards Credit Card.

American ExpressPurchase rate—Annual fee$1,450Interest-free days—Cash advance rate—Features: Rewards

American Express's top tier card with a suite of elevated benefits including travel insurance.

American ExpressPurchase rate—Annual fee$130Interest-free days—Cash advance rate—Features: Rewards

Charge Card with Membership Rewards and travel benefits.

American ExpressPurchase rate—Annual fee$80Interest-free days—Cash advance rate—Features: Rewards

Charge Card with Membership Rewards

Showing 1 to 13 of 13

Important information

Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability.

Find out moreShow less

Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

We do not compare every credit cards available in Australia, and this table does not compare every feature that may be relevant to you. Changing the filters will surface further relevant products. See how we sort and rank products and how we make money.

This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and credit contract terms before deciding. CompareThat compares products. We do not arrange, approve or process applications.

Guides

The Numbers Behind These Rates

Where this market sits today, and the official figures behind it.