Business Term Deposits
A business term deposit fixes the rate on surplus funds for a set term, so the return is known in advance whichever way market rates move, and the interest is assessable income for the entity. Compare terms and rates from 5.60%This is our highest starting rate for these products. Other factors may change rates once you filter your results. See sorting and ranking for more info. with Judo Bank's Business Term Deposits.
Comparing 106 products
Depositing $10,000 over 1 year at the highest shown:
- Top rate
- 5.60% p.a.
- Interest earned
- $555
- Balance after 1 year
- $10,555
Estimate only, based on Judo Bank’s highest advertised rate. Each product is priced at its own rate for this term and its own interest-payment schedule, so a deposit paying at maturity earns simple interest.
| Product | Term length | Interest paid | Actions | ||||
|---|---|---|---|---|---|---|---|
| Judo Bank | Max rate5.60% | Term length1 mo–5 yr | Interest paidAnnually | Business only | Earn a competitive, fixed interest rate on your Business Term Deposit with Judo Bank. | ||
![]() | Gateway Bank | Max rate5.60% | Term length1 yr | Interest paid— | Business only | ||
| Great Southern Bank Business+ | Max rate5.50% | Term length— | Interest paid— | Business only | Term deposit maturing in 1 year | ||
| Great Southern Bank Business+ | Max rate5.50% | Term length— | Interest paid— | Business only | Term deposit maturing in 10 months | ||
![]() | Gateway Bank | Max rate5.50% | Term length1 yr | Interest paid— | Business only | ||
![]() | Beyond Bank Australia | Max rate5.45% | Term length10 mo | Interest paidAt maturity | Business only | Non Personal Term Deposits are a secure way to grow your money with a guaranteed interest rate for… a fixed period. You'll always know exacttly what your investment is worth. | |
![]() | Heartland Bank | Max rate5.45% | Term length1 mo–5 yr | Interest paidAt maturity | Business only | A great way to reach your savings goals, with no fees and a competitive interest rate locked in for… terms from 31 days to 60 months. | |
| ING | Max rate5.45% | Term length1 yr–2 yr | Interest paid— | Business only | A high fixed interest rate for business savings. You choose the time frame. | ||
![]() | People First and Heritage Bank | Max rate5.45% | Term length2 mo–5 yr | Interest paidAt maturity | Business only | A secure way to invest your money and earn a great return on your investment. | |
![]() | Gateway Bank | Max rate5.45% | Term length6 mo | Interest paid— | Business only | ||
![]() | AMP Bank GO | Max rate5.40% | Term length1 yr | Interest paid— | Business only | 12 Month Business Term Deposit via the AMP Bank GO app | |
| Bank of Melbourne | Max rate5.40% | Term length1 mo–5 yr | Interest paidMonthly | Business only | Lock away your money for a period of time and get a guaranteed return | ||
| BankSA | Max rate5.40% | Term length1 mo–5 yr | Interest paidMonthly | Business only | Lock away your money for a period of time and get a guaranteed return | ||
![]() | Gateway Bank | Max rate5.40% | Term length9 mo | Interest paid— | Business only | ||
![]() | MyState Bank | Max rate5.35% | Term length1 mo–3 yr | Interest paidAt maturity | Business only | If you have excess cash, and you want reliable investment returns, a Business term deposit from… MyState Bank may be just what you need. | |
| Defence Bank | Max rate5.35% | Term length2 yr | Interest paidAnnually | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that work for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Great Southern Bank Business+ | Max rate5.35% | Term length— | Interest paid— | Business only | Term deposit maturing in 9 months | ||
| Great Southern Bank Business+ | Max rate5.35% | Term length— | Interest paid— | Business only | Term deposit maturing in 6 months | ||
![]() | Southern Cross Credit Union | Max rate5.30% | Term length1 mo–2 yr | Interest paidMonthly | Business only | ||
| Defence Bank | Max rate5.30% | Term length1 yr | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| St.George Bank | Max rate5.30% | Term length1 mo–5 yr | Interest paidMonthly | Business only | Lock away your money for a period of time and get a guaranteed return | ||
![]() | First Option Bank | Max rate5.30% | Term length1 yr | Interest paid— | Business only | Interest Paid at Maturity | |
| Commonwealth Bank | Max rate5.30% | Term length1 mo–5 yr | Interest paidAt maturity | Business only | Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate with our range of fixed term deposits. | ||
| Great Southern Bank Business+ | Max rate5.30% | Term length— | Interest paid— | Business only | Term deposit maturing in 11 months | ||
![]() | Hume Bank | Max rate5.30% | Term length1 yr | Interest paid— | Business only | Farm Management Deposit - Term Deposit - 12 month | |
![]() | Hume Bank | Max rate5.30% | Term length1 yr | Interest paidAt maturity | Business only | TERM DEPOSIT - 12 month Online | |
![]() | Hume Bank | Max rate5.30% | Term length1 yr | Interest paidAt maturity | Business only | TERM DEPOSIT - 12 month | |
![]() | BNK Bank | Max rate5.25% | Term length1 mo–1 yr | Interest paidAt maturity | Business only | Business Term Deposit option: we pay a great rate to reward you for stashing your hard earned cash… with us. | |
![]() | ANZ | Max rate5.25% | Term length1 mo–4 yr | Interest paidAt maturity | Business only | Business term deposit with flexible terms requiring 31 days notice of withdrawal (fees apply) | |
![]() | Queensland Country Bank | Max rate5.25% | Term length1 yr | Interest paid— | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
| Great Southern Bank Business+ | Max rate5.25% | Term length— | Interest paid— | Business only | Term deposit maturing in 4 months | ||
| Westpac | Max rate5.20% | Term length1 mo–5 yr | Interest paidMonthly | Business only | A Westpac Business Term Deposit invest surplus funds for a fixed term and enjoy the certainty of a… guaranteed return. | ||
| Great Southern Bank Business+ | Max rate5.20% | Term length— | Interest paid— | Business only | Term deposit maturing in 7 months | ||
![]() | Hume Bank | Max rate5.20% | Term length1 yr | Interest paidEvery 1 month | Business only | TERM DEPOSIT - 12 month | |
![]() | Hume Bank | Max rate5.20% | Term length6 mo | Interest paid— | Business only | TERM DEPOSIT - 6 month Online | |
![]() | Hume Bank | Max rate5.20% | Term length6 mo | Interest paid— | Business only | TERM DEPOSIT - 6 month | |
![]() | AMP Bank GO | Max rate5.15% | Term length6 mo | Interest paid— | Business only | 6 Month Business Term Deposit via the AMP Bank GO app | |
| Arab Bank Australia | Max rate5.15% | Term length1 mo–5 yr | Interest paidAt maturity | Business only | Competitive short term, and long term investments. | ||
| Rabobank | Max rate5.15% | Term length1 mo–5 yr | Interest paidAt maturity | Business only | Competitive fixed interest with the choice of 1 month to 5 year terms. | ||
![]() | Queensland Country Bank | Max rate5.15% | Term length1 yr | Interest paidMonthly | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
| Rabobank | Max rate5.15% | Term length1 mo–5 yr | Interest paidAt maturity | Business only | Competitive fixed interest with the choice of 1 month to 5 year terms. | ||
| Great Southern Bank Business+ | Max rate5.15% | Term length— | Interest paid— | Business only | Term deposit maturing in 5 months | ||
![]() | Gateway Bank | Max rate5.15% | Term length3 mo | Interest paid— | Business only | ||
| Defence Bank | Max rate5.10% | Term length4 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Great Southern Bank Business+ | Max rate5.10% | Term length— | Interest paid— | Business only | Term deposit maturing in 8 months | ||
![]() | Hume Bank | Max rate5.10% | Term length9 mo | Interest paid— | Business only | TERM DEPOSIT - 9 month Online | |
![]() | Hume Bank | Max rate5.10% | Term length2 yr | Interest paidAnnually | Business only | Term Deposit - 24 month Online | |
![]() | Hume Bank | Max rate5.10% | Term length2 yr | Interest paidAnnually | Business only | TERM DEPOSIT - 24 month | |
![]() | Hume Bank | Max rate5.10% | Term length9 mo | Interest paid— | Business only | TERM DEPOSIT - 9 month | |
![]() | Hume Bank | Max rate5.10% | Term length6 mo | Interest paidEvery 1 month | Business only | TERM DEPOSIT - 6 month | |
| Great Southern Bank Business+ | Max rate5.10% | Term length— | Interest paid— | Business only | Term deposit maturing in 3 months | ||
![]() | First Option Bank | Max rate5.05% | Term length11 mo | Interest paid— | Business only | 6 MTH FIXED TERM BUS | |
![]() | Hume Bank | Max rate5.05% | Term length3 mo | Interest paid— | Business only | Term Deposit 100D Online | |
![]() | Hume Bank | Max rate5.05% | Term length3 mo | Interest paid— | Business only | ||
![]() | Bank of Queensland | Max rate5.05% | Term length1 mo–61 mo | Interest paidMonthly | Business only | Our Farm Management Deposit accounts provide primary producers with the opportunity to shift… pre-tax primary product income from years when it is needed least, to years when it is most needed, which… | |
| Defence Bank | Max rate5.00% | Term length5 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Defence Bank | Max rate5.00% | Term length6 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Defence Bank | Max rate5.00% | Term length9 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
![]() | Queensland Country Bank | Max rate5.00% | Term length6 mo | Interest paidMonthly | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Queensland Country Bank | Max rate5.00% | Term length6 mo | Interest paid— | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Hume Bank | Max rate5.00% | Term length2 yr | Interest paidEvery 1 month | Business only | TERM DEPOSIT - 24 month | |
![]() | First Option Bank | Max rate4.90% | Term length3 mo | Interest paid— | Business only | ||
![]() | First Option Bank | Max rate4.80% | Term length2 yr | Interest paidAnnually | Business only | 24 MTH FIXED TERM BUS | |
![]() | Hume Bank | Max rate4.75% | Term length3 yr | Interest paidAnnually | Business only | Term Deposit - 36 month Online | |
![]() | Hume Bank | Max rate4.75% | Term length3 yr | Interest paidAnnually | Business only | TERM DEPOSIT - 36 month | |
![]() | Hume Bank | Max rate4.65% | Term length3 yr | Interest paidEvery 1 month | Business only | TERM DEPOSIT - 36 month | |
| Defence Bank | Max rate4.60% | Term length3 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Rabobank | Max rate4.25% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
| Rabobank | Max rate4.25% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
![]() | Queensland Country Bank | Max rate4.10% | Term length2 yr | Interest paidAnnually | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Queensland Country Bank | Max rate4.10% | Term length2 yr | Interest paid— | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Queensland Country Bank | Max rate4.00% | Term length2 yr | Interest paidMonthly | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
| Great Southern Bank Business+ | Max rate4.00% | Term length— | Interest paid— | Business only | Term Deposit maturing in 2 months | ||
| Great Southern Bank Business+ | Max rate4.00% | Term length— | Interest paid— | Business only | Term Deposit maturing in 1 month | ||
| Rabobank | Max rate3.75% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
| Rabobank | Max rate3.75% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
| Rabobank | Max rate3.70% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
| Rabobank | Max rate3.70% | Term length— | Interest paidMonthly | Business only | Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay… focused on your savings goals and smart about your spending. | ||
![]() | Hume Bank | Max rate3.60% | Term length3 mo | Interest paid— | Business only | TERM DEPOSIT - 3 month Online | |
![]() | Hume Bank | Max rate3.60% | Term length3 mo | Interest paid— | Business only | TERM DEPOSIT - 3 month | |
![]() | Queensland Country Bank | Max rate3.50% | Term length3 mo | Interest paidMonthly | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Queensland Country Bank | Max rate3.50% | Term length3 mo | Interest paid— | Business only | Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned… | |
![]() | Tyro | Max rate3.50% | Term length— | Interest paidEvery 1 month | Business only | A fixed term investment for businesses at an agreed rate of interest. | |
| Defence Bank | Max rate2.10% | Term length1 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months. | ||
| Defence Bank | Max rate2.10% | Term length2 mo | Interest paidAt maturity | Business only | Fixed Term Deposits start from as little as $2,000, and you can choose terms that works for your… Business/Trust/SMSF between 30 days and 24 months | ||
![]() | Gateway Bank | Max rate1.70% | Term length3 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.70% | Term length2 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.60% | Term length2 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.60% | Term length3 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.30% | Term length7 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.20% | Term length11 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.20% | Term length10 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate1.05% | Term length8 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.80% | Term length5 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.80% | Term length4 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.75% | Term length18 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.75% | Term length4 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.75% | Term length15 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.75% | Term length5 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.75% | Term length21 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.65% | Term length5 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.65% | Term length4 yr | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.65% | Term length15 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.65% | Term length21 mo | Interest paid— | Business only | ||
![]() | Gateway Bank | Max rate0.65% | Term length18 mo | Interest paid— | Business only | ||
| Macquarie Bank | Max rate— | Term length— | Interest paid— | Business only | Lock in a higher interest rate for business deposits over $5,000 with terms ranging from 30 days to… 24 months. | ||
Rates and fees are sourced from each provider’s CDR Product Reference Data where the provider publishes it.
Important information
About this table: using the data available to us, we have tried to show products that match this table’s title. This table does not compare all products, and there may be products with a higher rate in the market that are not shown here. Do your own research to find a product that suits your needs and financial goals. See how we choose products for tables like this.
Find out moreShow less
Rates, fees and charges are subject to change without notice. Before acting on any information shown here, you should confirm the rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best”, these relate solely to the rates of interest offered by the provider and not to any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.
This table does not compare every feature that may be relevant to you. Products are selected for relevance to the table and to the filters applied. They are not suggestions or recommendations, and the order they appear in is not a ranking of suitability. Changing the filters will surface further relevant products. See how we sort and rank products.
Some providers pay us to promote a product or for a click through to their site. Any paid listing is marked “Sponsored Placement” wherever it appears. Payment never determines which products we show: we consider all relevant products in the market against the filters applied, and payment never changes the figures we display. See how we make money and our advertiser disclosure.
This information is general in nature. It does not take into account your objectives, financial situation or needs, and it is not a recommendation to apply for or hold any particular product. You should read the provider’s Key Facts Sheet, Target Market Determination and terms and conditions before deciding. CompareThat compares products. We do not arrange, approve or process applications.













